Loan Decision

Scorto™ Loan Decision is a decision management and application processing system for loan origination that allows banks to manage business rules and processes related to:

  • Consumer lending
  • Credit cards
  • Internet lending
  • Automobile lending
  • Mortgage lending.

The key tasks being performed by Scorto™ Loan Decision are decision-making and borrower evaluation process automation and flexible management of the lender’s credit rules, credit policies and scoring models.

Key Features

  • Automation of decision-making and borrower evaluation cycle.
  • Remote access for distributed sales points.
  • Processing of requests from remote sales points.
  • Decision strategy adjustment for each credit product.
  • Scoring model development and management.
  • Credit portfolio monitoring.